Capital Requirements Directive and Regulation

The Capital Requirements Directive IV and Capital Requirements Regulation (CRD IV/CRR), which came into effect on 1 January 2014, are among of the most important documents regulating the EU banking sector. The aim of this legislative package is to reinforce the resilience of the EU banking sector in order to make it better suited to absorb economic shocks while ensuring that banks continue to finance economic activity and growth.

These documents implement the Basel III agreement within the EU. The amendments of the CRD IV/ CRR have been approved on 20 May 2019. The CRD IV has been partially amended as regards exempted entities, financial holding companies, mixed financial holding companies, remuneration, supervisory measures and powers and capital conservation measures.

The CRR has been partially amended as regards the leverage ratio, the net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements. Regulation (EU) 2020/873 amending Regulations (EU) No 575/2013 and (EU) 2019/876 as regards certain adjustments in response to the COVID-19 pandemic has been approved on 24 June 2020.

[[#ex]]

Directive

• Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC

Regulation

• Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013 on prudential requirements for credit institutions and amending Regulation (EU) No 648/2012
• Commission Delegated Regulation (EU) 2015/61 of 10 October 2014 to supplement Regulation (EU) No 575/2013 of the European Parliament and the Council with regard to liquidity coverage requirement for Credit Institutions
• Commission Delegated Regulation (EU) 2017/208 of 31 October 2016 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards for additional liquidity outflows corresponding to collateral needs resulting from the impact of an adverse market scenario on an institution's derivatives transactions
• Commission Delegated Regulation (EU) 2017/1230 of 31 May 2017 supplementing Regulation (EU) No 575/2013 of the European Parliament and of the Council with regard to regulatory technical standards further specifying the additional objective criteria for the application of a preferential liquidity outflow or inflow rate for cross-border undrawn credit or liquidity facilities within a group or an institutional protection scheme

Bank of Lithuania legal acts with regard to the implementation of the Regulation

• Regarding the provisions exercised by the Bank of Lithuania concerning options and discretions, as provided for in Regulation (EU) No 575/2013 of the European Parliament and of the Council of 26 June 2013, Commission Delegated Regulation (EU) 2015/61 of 10 October 2014, and Commission Delegated Regulation (EU) 2018/171 of 19 October 2017

Technical standards

Commission Implementing Decisions

• Third country equivalence (332.9 KB download icon)
• Third country equivalence (amended) (510.2 KB download icon)

EBA guidelines

This page is currently being updated

Licensing

• Guidelines on a common assessment methodology for granting authorisation as a credit institution under Article 8(5) of Directive 2013/36/EU (EBA/GL/2021/12)

Market risk

• Guidelines issued on the basis of Article 84 (6) of Directive 2013/36/EU specifying criteria for the identification, evaluation, management and mitigation of the risks arising from potential changes in interest rates and of the assessment and monitoring of credit spread risk, of institutions’ non-trading book activities (EBA/GL/2022/14)

Supervisory disclosure

• Rules and guidance (67.5 KB download icon)
• Rules and guidance of Investment firms (45 KB download icon)
• Options and national discretions (87.4 KB download icon)
• Options and national discretions of Investment firms (61.5 KB download icon)
• Supervisory Review and Evaluation Process (SREP) (24.8 KB download icon) 
• Supervisory Review and Evaluation Process (SREP) of Investment firms (27.6 KB download icon)
• Statistical data (2025) of Investment firms (48.2 KB download icon)
• Statistical data (2024) of Investment firms (48.2 KB download icon)
• Statistical data (2023) of Investment firms (48.3 KB download icon)
• Statistical data (2022) (44.3 KB download icon)
• Statistical data (2021) of Investment firms (44.3 KB download icon)
• Statistical data (2021) of Credit institutions:
  • Annex I (66.8 KB download icon)
  • Annex II (87.4 KB download icon)
  • Annex III (24.1 KB download icon)
  • Annex IV (76.1 KB download icon)
• Statistical data (2022) of Credit institutions (71.8 KB download icon)
• Statistical data (2023) of Credit institutions:
  • Annex I (67.6 KB download icon)
  • Annex II (87.4 KB download icon)
  • Annex III (24.1 KB download icon)
  • Annex IV (74.2 KB download icon)
• Statistical data (2024) of Credit institutions:
  • Annex I (67.6 KB download icon)
  • Annex II (87.4 KB download icon)
  • Annex III (24.1 KB download icon)
  • Annex IV (77.3 KB download icon)
• Statistical data (2025) of Credit institutions:
  • Annex I (68.3 KB download icon)
  • Annex II (85.4 KB download icon)
  • Annex III (24.8 KB download icon)
  • Annex IV (73.3 KB download icon)
• Statistical data (2019) (77.8 KB download icon)
• Statistical data (2020) (76.8 KB download icon)
• Statistical data (2018) (77.6 KB download icon)
• Statistical data (2017) (153.5 KB download icon)
• Statistical data (2016) (153.5 KB download icon)
• Statistical data (2015) (167.4 KB download icon)

Sanctions which are imposed by the Bank of Lithuania for breach of the national provisions transposing Directive 2013/36/EU or of Regulation (EU) No 575/2013

[[#ex]]